Full Benefits (United States Employees)


Wellness & Investing
Seaboard Marine places great emphasis on a healthy work environment through providing tools and resources to help achieve health and financial wellness goals. We provide comprehensive healthcare coverage for employees and their eligible dependents, as well as flexible life insurance programs. This includes:

  • Paid Vacation and Flex Holidays
  • Medical, two (2) plans to select from
  • Dental PPO Plan
  • Life Insurance
  • Supplementary or Additional Life Insurance
  • Dependent Life Insurance
  • Accident Insurance (AD&D)
  • Disability Insurance Programs
  • 401(k) Retirement Savings Plan
  • Flexible Spending Account (Tax Savings Plan)
  • Tuition Assistance
  • Office Ergonomic Resources
  • Discounts on Fitness Programs
  • On-site Financial Planning Seminars
  • On-site Health Screenings

If words such as quality, teamwork, motivated, self-starter, achiever, committed, and creative sound like you, then review our job opportunities currently available and apply online by clicking on Job Openings.

Seaboard’s medical health care plan provides benefits through a PPO Plan that is tied to a Preferred Provider Network under the carrier of Blue Cross Blue Shield (Seaboard Plan). For this plan, the employee pays a portion of the monthly premium towards single or family coverage (family means the employee plus his/her eligible dependents). Under this plan, employees and their dependents may visit any doctor they wish, although the percentage of reimbursement varies between the option for a Basic PPO plan and a Premium PPO plan, in addition to deciding to seek services through an In-Network or Out-of-Network provider.

Benefits offered by Blue Cross Blue Shield include specialist care, hospitalization, prescription drugs plan, home health care, preventive care, emergency services and vision care, among others.

Blue Cross Blue Shield’s website allows each employee to track their medical and dental claims (if applicable), when the deductibles are met and even sign up for free health programs (myhealthtoolkitkc.com). Their website also has a free Health Risk Assessment (HRA) program that offers tips to improve your health.

The Seaboard Dental Plan (PPO) offers the employee the option of visiting any dentist of his/her preference for a low monthly premium for single coverage or family coverage (the employee plus his/her eligible dependents). There is a minimal annual deductible. Coverage ranges between 60% and 80% depending on the type of service and the employee may be subject to usual and customary charges.

  • Dependents, through age 26, can be included in the medical and dental plans (affidavits will be needed to add adult dependents).
  • The company offers an annual Health Fair where employees have the opportunity to receive a convenient, on-site health screening (cholesterol, blood pressure, and glucose exam) during regular business hours.

As of an employee’s date of hire s/he will be automatically covered under our basic life insurance plan with UNUM Life Insurance Company. The coverage is equal to two times the employee’s base annual salary. (i.e.: $40,000 base annual salary, an employee would be insured for $80,000). This premium is fully paid by the company.

As of an employee’s date of hire, s/he is automatically covered under our Accidental Death and Dismemberment insurance. The coverage of this insurance will be two times the base earnings, rounded to the next lower $1,000. Benefits terminate at retirement. Premiums are fully paid by the Company.

This plan, with Zurich Insurance Company, pays benefits in case of accidental death while an employee is traveling on company business equal to four times your base annual salary.

The Tax Savings Plan, also known as the Flexible Spending Account (FSA), allows employees to redirect certain allowable expenses incurred, and pay for them with tax-free money. The FSA can provide significant tax savings for expenses incurred in:

  • copayments for doctors/specialist visits
  • prescriptions
  • eyeglasses/lenses
  • daycare expenses that include before and after school care for children

Full time, regular employees are covered under STD benefit for personal medical conditions in which they become disabled for a period of less than three (3) months.

Our Group Long Term Disability Insurance Plan has been specially designed to provide monthly benefits when an employee is disabled and prevented from performing the regular duties of his/her job as a result of a covered accident or sickness. The employee will be automatically enrolled after completing one year of service and coverage is at 60% of the employee’s base salary.

As of their date of hire, employees are eligible to enroll in this plan. For every dollar saved in this plan, Seaboard Marine will match 50% on the first 6% of an employee’s annual salary. Administered by Merrill Lynch, these monies are professionally managed and invested as per the employee’s direction in any of many different investment options.

New ROTH 401(k) feature – Merrill Lynch also offers a ROTH 401(k) option, which is an after-tax contribution that allows for earnings on Roth contributions to be tax free as long as the distribution is made at least 5 years after the first Roth contribution is made and the age of 59 ½ has been reached.

DISCLAIMER: The above is only intended as a helpful summary, the actual plan description booklets will prevail.